Derek loved his little beach town. Sure, people in the media complained it was a stuck-up enclave of rich people who didn’t care about anyone else. But they weren’t hurting anybody. It was a world of their own, a paradise of wealth where every meal was prepared, every drink ordered, every desire attended. Derek was well accustomed to this life.

He was also used to the fact that everyone had a price—even himself.

When Derek’s parents died in a boating accident, his world was turned upside down. Unbeknownst to him, they were drowning in debt, owing millions of dollars to various businesses across the country. The funeral had barely concluded when the government swooped in and auctioned off the entire estate. Suddenly, Derek was destitute.

Sure, he could’ve headed inland and found a job, applied to community college, and tried to work his way back to wealth. But Derek had never been exactly what you’d call ambitious. He was lazy by nature and more comfortable at his beach house than anywhere else in the universe.

And so, there he sat, a squatter in his own home, waiting for the bank to come and kick him out. That’s where Garret found him.

“You’ll come live with me,” said Garret. “Until you get back on your feet.”

At first, Derek laughed. But Garret was serious. What Derek couldn’t figure out was why Garret would help him out. The two of them had gone to high school together, but they weren’t exactly best friends. In fact, Garret was the school nerd. Derek was the rich kid who teased him mercilessly every day. But, having nowhere else to go, Derek finally agreed.

At first, everything was wonderful. Not only was the mansion huge and gorgeous, but Garret took pains to make sure he was comfortable and never wanted for anything. The fancy costumed butler even drew Derek a hot bath after long days of watching television. Sure, the fancy lotions made his skin tingle, and he could swear he was losing body hair, but it sure felt great. 

Of course, the changes didn’t stop there. In fact, softer skin and less body hair was only the beginning.

Within weeks, Derek could see more changes to his body: His ass seemed rounder, his pecs softer. Even his nipples had become a little puffy. Even for Derek, who wasn’t the sharpest tool in the shed, it was obvious what was happening. He was changing, and he was changing into a woman. The ‘why’ and ‘how’ were mysteries, but not the ‘who.’ One day, he even overheard Garret discussing him in the dining room to someone over the phone:

“Yes, my house guest is coming along quite well,” Garret had said. “Thank you for procuring the hormones again. They’re miraculous!”

The next night, after his bath, Derek decided to confront his host. 

“Garrett,” Derek said. “What are you doing to me?”

Garrett chuckled. “Ah, so you finally became suspicious? Is it because your dick stopped working?”

Derek clenched his fist. It was true he’d been having trouble staying hard for almost two months. “Garrett, I’m serious!”

“Of course you are,” Garrett replied. “Do you know what you’ve been eating?”

“What I’m eating? You’ve been cooking for me.”

“Well,” said Garrett. My staff has been cooking for you. And drawing your baths. And making sure you have everything you need.”

Derek felt sick. “I don’t understand.” But the horrid truth was beginning to dawn on him.

“Let’s not draw this out,” Garret said. “You were a man. Now you’re a woman, or will be soon. My woman, specifically.”

“No,” Derek moaned. “Why? I mean, what’s the whole point of this... this... this... “

“Alteration?” Garrett asked. “This obviously isn’t a punishment, at least not for you. You don’t seem to be suffering any discomfort.”

“I’m growing breasts!” Derek shouted. “And most of my body hair is gone! And my dick is --” He broke off, not wanting to admit his package had shrunk considerably. “What, you think I’m enjoying this?”

“I know you’re enjoying my wealth,” Garret replied. “So here’s the deal: You’ll stay here as long as you’d like, but the longer you stay, the more you’ll change. Also, I’ll expect you to make yourself useful - perhaps by shopping for groceries, picking up my dry cleaning, and attending formal events with me. I’ll even buy you some dresses.”